/* ══════════════════════════════════════════════════════════════════════════
   SPARKFORGE — terms.css
   Palette: #007978 teal | #00df81 green | #f1f7f6 light bg
   Dark mode: deep forest greens
   Fonts: Syne (headings) + DM Sans (body)
══════════════════════════════════════════════════════════════════════════ */

/* ── LIGHT THEME ─────────────────────────────────────────────────────── */
:root {
    --bg:           #f1f7f6;
    --bg-alt:       #e4f0ef;
    --surface:      #ffffff;
    --surface-2:    #edf5f4;
    --border:       rgba(0, 121, 120, 0.14);
    --border-strong:rgba(0, 121, 120, 0.28);
    --teal:         #007978;
    --teal-dark:    #005f5e;
    --green:        #00df81;
    --green-dim:    rgba(0, 223, 129, 0.12);
    --green-border: rgba(0, 223, 129, 0.28);
    --text-head:    #004c4b;
    --text-body:    #2e6160;
    --text-muted:   #5a9897;
    --text-faint:   #9dc8c7;
    --warning-bg:   rgba(220, 150, 0, 0.08);
    --warning-border:rgba(220, 150, 0, 0.25);
    --warning-color:#8a5c00;
    --radius:       12px;
    --radius-lg:    20px;
    --ease:         cubic-bezier(0.4, 0, 0.2, 1);
    --shadow:       0 8px 32px rgba(0, 121, 120, 0.10);
    --shadow-lg:    0 20px 56px rgba(0, 121, 120, 0.16);
}

/* ── DARK THEME ─────────────────────────────────────────────────────── */
[data-theme="dark"] {
    --bg:           #071412;
    --bg-alt:       #0d1f1e;
    --surface:      #0d1f1e;
    --surface-2:    #132b29;
    --border:       rgba(0, 223, 129, 0.09);
    --border-strong:rgba(0, 223, 129, 0.2);
    --teal:         #00c4a0;
    --teal-dark:    #009e80;
    --green:        #00df81;
    --green-dim:    rgba(0, 223, 129, 0.10);
    --green-border: rgba(0, 223, 129, 0.22);
    --text-head:    #c8ede8;
    --text-body:    #7ec4bc;
    --text-muted:   #4d8f87;
    --text-faint:   #27504c;
    --warning-bg:   rgba(255, 200, 50, 0.07);
    --warning-border:rgba(255, 200, 50, 0.2);
    --warning-color:#d4a017;
    --shadow:       0 8px 32px rgba(0, 0, 0, 0.40);
    --shadow-lg:    0 20px 56px rgba(0, 0, 0, 0.55);
}

/* ── RESET ───────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
    font-family: 'DM Sans', sans-serif;
    background: var(--bg);
    color: var(--text-body);
    line-height: 1.65;
    overflow-x: hidden;
    transition: background 0.35s var(--ease), color 0.35s var(--ease);
}
a { text-decoration: none; color: inherit; }
img { display: block; max-width: 100%; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
ul { list-style: none; }
::-webkit-scrollbar { width: 4px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--teal); border-radius: 4px; }

/* ── TYPOGRAPHY ──────────────────────────────────────────────────────── */
h1, h2, h3, h4, h5 {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 700;
    line-height: 1.15;
    color: var(--text-head);
}

/* ── LAYOUT ──────────────────────────────────────────────────────────── */
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

/* ── SECTION LABELS ──────────────────────────────────────────────────── */
.section-label {
    display: block; font-size: 0.72rem; font-weight: 700;
    letter-spacing: 0.14em; text-transform: uppercase;
    color: var(--teal); margin-bottom: 0.85rem;
}

/* ── SCROLL REVEAL ───────────────────────────────────────────────────── */
[data-reveal] {
    opacity: 0; transform: translateY(24px);
    transition: opacity 0.55s var(--ease), transform 0.55s var(--ease);
}
[data-reveal].revealed { opacity: 1; transform: translateY(0); }

/* ════════════════════════════════════════════════════════════════════════
   NAVBAR
════════════════════════════════════════════════════════════════════════ */
.navbar {
    position: fixed; top: 0; left: 0; right: 0;
    z-index: 1000;
    transition: background 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.navbar.is-scrolled {
    background: var(--bg);
    backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
    box-shadow: 0 1px 0 var(--border), var(--shadow);
}
.nav-inner {
    max-width: 1160px; margin: 0 auto; padding: 0 24px;
    height: 70px; display: flex; align-items: center; justify-content: space-between;
}
.nav-logo { display: flex; align-items: center; gap: 10px; font-family: 'Syne', sans-serif; font-weight: 800; }
.logo-img {
    width: 36px; height: 36px;
    object-fit: contain;
    flex-shrink: 0;
}
.logo-img--inv { opacity: 0.95; }
.logo-name { font-size: 1.1rem; color: var(--text-head); }
.logo-name--inv { color: #fff !important; }
.nav-links { display: flex; align-items: center; gap: 2rem; }
.nav-links a { font-size: 0.9rem; font-weight: 500; color: var(--text-muted); transition: color 0.2s; }
.nav-links a:hover { color: var(--teal); }
.nav-dropdown {
    position: relative;
}
.nav-dropdown-toggle {
    display: flex;
    align-items: center;
    gap: 6px;
    cursor: pointer;
}
.nav-dropdown-toggle::after {
    content: '▼';
    font-size: 0.6rem;
    transition: transform 0.25s var(--ease);
}
.nav-dropdown.is-open .nav-dropdown-toggle::after {
    transform: rotate(180deg);
}
.nav-submenu {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: 12px;
    margin-top: 0.5rem;
    min-width: 200px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: opacity 0.25s var(--ease), visibility 0.25s var(--ease), transform 0.25s var(--ease);
    box-shadow: var(--shadow);
    z-index: 1001;
    overflow: hidden;
}
.nav-dropdown.is-open .nav-submenu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.nav-submenu li {
    display: list-item;
}
.nav-submenu li a {
    display: block;
    padding: 0.75rem 1rem;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text-muted);
    transition: all 0.2s var(--ease);
    border-left: 3px solid transparent;
}
.nav-submenu li:first-child a {
    border-top-left-radius: 12px;
    border-top-right-radius: 12px;
}
.nav-submenu li:last-child a {
    border-bottom-left-radius: 12px;
    border-bottom-right-radius: 12px;
}
.nav-submenu li a:hover {
    background: var(--bg-alt);
    color: var(--teal);
    border-left-color: var(--green);
}
.nav-right { display: flex; align-items: center; gap: 12px; }
.theme-toggle {
    width: 38px; height: 38px; border-radius: 50%;
    border: 1px solid var(--border-strong); background: var(--surface);
    color: var(--teal); display: flex; align-items: center; justify-content: center;
    font-size: 0.9rem; transition: all 0.25s var(--ease); cursor: pointer; flex-shrink: 0;
}
.theme-toggle:hover { background: var(--green); color: #fff; border-color: var(--green); transform: rotate(15deg) scale(1.05); }
.nav-cta {
    background: linear-gradient(135deg, var(--green), var(--teal));
    color: #fff; padding: 9px 20px; border-radius: 99px;
    font-family: 'Syne', sans-serif; font-size: 0.85rem; font-weight: 700;
    white-space: nowrap; transition: transform 0.2s, box-shadow 0.2s;
}
.nav-cta:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,223,129,0.35); }
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 6px; }
.hamburger span { width: 22px; height: 2px; background: var(--teal); border-radius: 2px; display: block; transition: 0.25s var(--ease); }
.hamburger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.is-open span:nth-child(2) { opacity: 0; }
.hamburger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mobile-menu { display: none; flex-direction: column; background: var(--surface); border-top: 1px solid var(--border); padding: 1.5rem 24px 2rem; }
.mobile-menu a { padding: 0.85rem 0; border-bottom: 1px solid var(--border); font-size: 1rem; font-weight: 500; color: var(--text-muted); transition: color 0.2s; }
.mobile-menu a:hover { color: var(--teal); }
.mobile-menu .mobile-cta { border-bottom: none; margin-top: 1rem; color: var(--green); font-family: 'Syne', sans-serif; font-weight: 700; }
.mobile-menu.is-open { display: flex; }
.mobile-dropdown-toggle {
    width: 100%;
    padding: 0.85rem 0;
    border-bottom: 1px solid var(--border);
    font-size: 1rem;
    font-weight: 500;
    color: var(--text-muted);
    text-align: left;
    background: none;
    border: none;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: color 0.2s;
}
.mobile-dropdown-toggle::after {
    content: '\25bc';
    font-size: 0.6rem;
    transition: transform 0.25s var(--ease);
}
.mobile-dropdown-toggle.is-open::after {
    transform: rotate(180deg);
}
.mobile-dropdown-toggle:hover {
    color: var(--teal);
}
.mobile-submenu {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.25s var(--ease);
    border-bottom: 1px solid var(--border);
}
.mobile-submenu.is-open {
    max-height: 500px;
}
.mobile-submenu a {
    display: block;
    padding: 0.75rem 0 0.75rem 1.5rem;
    border-bottom: 1px solid var(--border);
    font-size: 0.95rem;
    font-weight: 400;
    color: var(--text-muted);
    transition: color 0.2s;
}
.mobile-submenu a:last-child {
    border-bottom: none;
}
.mobile-submenu a:hover {
    color: var(--teal);
}

/* ════════════════════════════════════════════════════════════════════════
   POLICY HERO
════════════════════════════════════════════════════════════════════════ */
.policy-hero {
    position: relative;
    padding: 130px 0 80px;
    background: var(--bg);
    overflow: hidden;
}
.hero-bg-grid {
    position: absolute; inset: 0;
    background-image:
        linear-gradient(var(--border) 1px, transparent 1px),
        linear-gradient(90deg, var(--border) 1px, transparent 1px);
    background-size: 54px 54px;
    opacity: 0.5; pointer-events: none;
}
.hero-orb {
    position: absolute; border-radius: 50%;
    filter: blur(80px); pointer-events: none;
}
.hero-orb--1 {
    width: 500px; height: 500px;
    background: rgba(0, 223, 129, 0.09);
    top: -140px; right: -100px;
}
.hero-orb--2 {
    width: 300px; height: 300px;
    background: rgba(0, 121, 120, 0.07);
    bottom: -60px; left: -60px;
}
.policy-hero__inner {
    position: relative; z-index: 1;
    max-width: 740px;
    animation: fadeUp 0.7s 0.1s both;
}
@keyframes fadeUp { from { opacity: 0; transform: translateY(28px); } to { opacity: 1; transform: translateY(0); } }

.policy-hero__badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--green-dim); border: 1px solid var(--green-border);
    color: var(--teal); padding: 5px 13px; border-radius: 99px;
    font-size: 0.75rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 0.1em;
    margin-bottom: 1.4rem;
}
.policy-hero__badge i { font-size: 0.7rem; }
.policy-hero__title {
    font-size: clamp(2.8rem, 6vw, 4.5rem);
    font-weight: 800; color: var(--text-head);
    margin-bottom: 1rem; line-height: 1.05;
}
.policy-hero__desc {
    font-size: 1.1rem; color: var(--text-muted);
    line-height: 1.75; max-width: 620px; margin-bottom: 1.8rem;
}
.policy-hero__meta {
    display: flex; gap: 1.5rem; flex-wrap: wrap;
}
.policy-hero__meta span {
    display: flex; align-items: center; gap: 7px;
    font-size: 0.82rem; color: var(--text-faint); font-weight: 500;
}
.policy-hero__meta i { color: var(--teal); font-size: 0.75rem; }

/* ════════════════════════════════════════════════════════════════════════
   POLICY BODY LAYOUT
════════════════════════════════════════════════════════════════════════ */
.policy-body {
    padding: 60px 0 100px;
    background: var(--bg);
}
.policy-layout {
    display: grid;
    grid-template-columns: 240px 1fr;
    gap: 5rem;
    align-items: start;
}

/* ── TABLE OF CONTENTS ───────────────────────────────────────────────── */
.policy-toc {
    position: sticky; top: 90px;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 1.6rem;
}
.toc-label {
    font-size: 0.68rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 0.12em;
    color: var(--text-faint); margin-bottom: 1rem;
}
.policy-toc nav {
    display: flex; flex-direction: column; gap: 2px;
    margin-bottom: 1.5rem;
}
.toc-link {
    display: block; font-size: 0.83rem; font-weight: 500;
    color: var(--text-muted); padding: 6px 10px;
    border-radius: 7px;
    transition: background 0.2s, color 0.2s;
    border-left: 2px solid transparent;
}
.toc-link:hover { color: var(--teal); background: var(--green-dim); }
.toc-link.is-active {
    color: var(--teal); background: var(--green-dim);
    border-left-color: var(--green); font-weight: 700;
}
.toc-contact {
    display: flex; align-items: center; gap: 8px;
    font-size: 0.78rem; font-weight: 700; color: var(--teal);
    padding: 9px 12px;
    border: 1px solid var(--green-border); border-radius: 9px;
    background: var(--green-dim);
    transition: all 0.2s; width: 100%; justify-content: center;
}
.toc-contact:hover { background: var(--green); color: #fff; border-color: var(--green); }

/* ── POLICY CONTENT ──────────────────────────────────────────────────── */
.policy-content { display: flex; flex-direction: column; gap: 0; }

.policy-section {
    padding: 2.8rem 0;
    border-bottom: 1px solid var(--border);
}
.policy-section:last-child { border-bottom: none; }
.policy-section__num {
    font-family: 'Syne', sans-serif; font-size: 0.7rem; font-weight: 700;
    letter-spacing: 0.12em; text-transform: uppercase;
    color: var(--text-faint); margin-bottom: 0.6rem;
}
.policy-section h2 { font-size: 1.6rem; font-weight: 800; color: var(--text-head); margin-bottom: 1.1rem; }
.policy-section h3 { font-size: 1rem; font-weight: 700; color: var(--text-head); margin: 1.4rem 0 0.6rem; }
.policy-section p { font-size: 0.95rem; color: var(--text-body); line-height: 1.8; margin-bottom: 0.9rem; }
.policy-section p:last-child { margin-bottom: 0; }
.policy-section a { color: var(--teal); text-decoration: underline; text-underline-offset: 3px; transition: color 0.2s; }
.policy-section a:hover { color: var(--green); }
.policy-section strong { color: var(--text-head); font-weight: 600; }

/* Policy list */
.policy-list { display: flex; flex-direction: column; gap: 8px; margin: 1rem 0; }
.policy-list li {
    font-size: 0.95rem; color: var(--text-body); line-height: 1.7;
    padding-left: 1.4rem; position: relative;
}
.policy-list li::before {
    content: '→'; position: absolute; left: 0;
    color: var(--green); font-size: 0.8rem; top: 3px;
}

/* Callout boxes */
.policy-callout {
    display: flex; gap: 12px; padding: 14px 16px;
    border-radius: var(--radius); margin: 1.2rem 0;
    font-size: 0.9rem; line-height: 1.65;
}
.policy-callout i { font-size: 1rem; flex-shrink: 0; margin-top: 2px; }
.policy-callout p { margin: 0; color: inherit; font-size: inherit; }
.policy-callout--info {
    background: rgba(0, 121, 120, 0.08);
    border: 1px solid var(--border-strong); color: var(--teal);
}
.policy-callout--info i { color: var(--teal); }
.policy-callout--green {
    background: var(--green-dim); border: 1px solid var(--green-border); color: var(--teal);
}
.policy-callout--green i { color: var(--green); }
.policy-callout--warning {
    background: var(--warning-bg);
    border: 1px solid var(--warning-border);
    color: var(--warning-color);
}
.policy-callout--warning i { color: var(--warning-color); }

/* ── PAYMENT STEPS ───────────────────────────────────────────────────── */
.payment-steps {
    display: flex; flex-direction: column; gap: 10px;
    margin: 1.2rem 0;
}
.payment-step {
    display: flex; align-items: center; gap: 16px;
    background: var(--surface);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 14px 18px;
    transition: border-color 0.2s, box-shadow 0.2s;
}
.payment-step:hover {
    border-color: var(--green-border);
    box-shadow: var(--shadow);
}
.payment-step__pct {
    font-family: 'Syne', sans-serif;
    font-size: 1.6rem; font-weight: 800;
    background: linear-gradient(135deg, var(--green), var(--teal));
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
    background-clip: text;
    flex-shrink: 0; min-width: 58px;
    line-height: 1;
}
.payment-step > div strong {
    display: block; font-size: 0.93rem; font-weight: 700;
    color: var(--text-head); margin-bottom: 2px;
}
.payment-step > div span {
    font-size: 0.83rem; color: var(--text-muted); line-height: 1.5;
}

/* ── CONTACT BLOCK ───────────────────────────────────────────────────── */
.contact-block { display: flex; flex-direction: column; gap: 10px; margin-top: 1.5rem; }
.contact-block__item {
    display: flex; align-items: center; gap: 14px;
    padding: 14px 16px; background: var(--surface);
    border: 1px solid var(--border); border-radius: var(--radius);
}
.contact-block__item > i {
    width: 40px; height: 40px; flex-shrink: 0;
    background: var(--green-dim); border: 1px solid var(--green-border);
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    color: var(--teal); font-size: 0.9rem;
}
.contact-block__item > div span {
    display: block; font-size: 0.68rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 0.08em;
    color: var(--text-faint); margin-bottom: 2px;
}
.contact-block__item > div a,
.contact-block__item > div p {
    font-size: 0.9rem; font-weight: 500; color: var(--text-body);
    transition: color 0.2s; margin: 0;
}
.contact-block__item > div a:hover { color: var(--teal); text-decoration: none; }

/* ════════════════════════════════════════════════════════════════════════
   FOOTER
════════════════════════════════════════════════════════════════════════ */
.footer { background: var(--teal-dark); padding: 70px 0 28px; }
.footer-top { display: grid; grid-template-columns: 1.4fr 2fr; gap: 5rem; margin-bottom: 3.5rem; }
.footer-brand .nav-logo { margin-bottom: 1rem; }
.footer-brand__desc { font-size: 0.87rem; color: rgba(255,255,255,0.68); line-height: 1.7; max-width: 280px; margin-bottom: 1.5rem; }
.footer-socials { display: flex; gap: 10px; }
.footer-socials a { width: 36px; height: 36px; border: 1px solid rgba(255,255,255,0.2); border-radius: 8px; display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.65); font-size: 0.9rem; transition: all 0.2s; }
.footer-socials a:hover { border-color: var(--green); color: var(--green); }
.footer-links { display: grid; grid-template-columns: repeat(3,1fr); gap: 2rem; }
.footer-col h5 { font-size: 0.75rem; font-weight: 700; color: var(--green); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 1.1rem; }
.footer-col a, .footer-col span { display: block; font-size: 0.86rem; color: rgba(255,255,255,0.58); margin-bottom: 0.55rem; transition: color 0.2s; }
.footer-col a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 1.5rem; display: flex; justify-content: space-between; align-items: center; }
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.42); }

/* ════════════════════════════════════════════════════════════════════════
   CHATBOT
════════════════════════════════════════════════════════════════════════ */
.chatbot { position: fixed; bottom: 24px; right: 24px; z-index: 9999; }
.chatbot__toggle { width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(135deg, var(--green), var(--teal)); color: #fff; font-size: 1.2rem; display: flex; align-items: center; justify-content: center; box-shadow: 0 6px 20px rgba(0,121,120,0.42); transition: transform 0.2s, box-shadow 0.2s; border: none; cursor: pointer; }
.chatbot__toggle:hover { transform: scale(1.08); box-shadow: 0 10px 28px rgba(0,121,120,0.5); }
#chatCloseIcon { display: none; }
.chatbot__box { position: absolute; bottom: 64px; right: 0; width: 355px; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); overflow: hidden; display: none; flex-direction: column; max-height: 510px; }
.chatbot__box.is-open { display: flex; animation: chatIn 0.22s var(--ease); }
@keyframes chatIn { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: translateY(0); } }
.chatbot__header { background: linear-gradient(135deg, var(--teal), var(--teal-dark)); padding: 14px 18px; display: flex; align-items: center; gap: 11px; }
.chatbot__avatar { width: 34px; height: 34px; background: rgba(255,255,255,0.2); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Syne', sans-serif; font-weight: 800; font-size: 0.75rem; }
.chatbot__header strong { display: block; font-size: 0.88rem; color: #fff; }
.chatbot__header span { font-size: 0.72rem; color: rgba(255,255,255,0.72); }
.chatbot__messages { flex: 1; overflow-y: auto; padding: 14px; display: flex; flex-direction: column; gap: 9px; min-height: 140px; background: var(--bg); }
.chat-msg { max-width: 85%; padding: 9px 13px; border-radius: 11px; font-size: 0.83rem; line-height: 1.5; animation: msgIn 0.2s ease; white-space: pre-wrap; }
@keyframes msgIn { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: translateY(0); } }
.chat-msg.bot { background: var(--surface); border: 1px solid var(--border); color: var(--text-body); align-self: flex-start; border-bottom-left-radius: 3px; }
.chat-msg.user { background: linear-gradient(135deg, var(--green), var(--teal)); color: #fff; align-self: flex-end; border-bottom-right-radius: 3px; font-weight: 500; }
.chatbot__quick { padding: 9px 12px; display: flex; flex-wrap: wrap; gap: 6px; border-top: 1px solid var(--border); background: var(--surface); }
.chatbot__quick button { padding: 5px 11px; font-size: 0.73rem; background: transparent; border: 1px solid var(--border-strong); border-radius: 99px; color: var(--text-muted); cursor: pointer; transition: all 0.2s; }
.chatbot__quick button:hover { border-color: var(--teal); color: var(--teal); }
.chatbot__input { display: flex; gap: 8px; padding: 11px 14px; border-top: 1px solid var(--border); background: var(--surface); }
.chatbot__input input { flex: 1; background: var(--bg); border: 1px solid var(--border); color: var(--text-body); padding: 8px 13px; border-radius: 99px; font-family: 'DM Sans', sans-serif; font-size: 0.83rem; outline: none; transition: border-color 0.2s; }
.chatbot__input input:focus { border-color: var(--green); }
.chatbot__input input::placeholder { color: var(--text-faint); }
.chatbot__input button { width: 34px; height: 34px; background: linear-gradient(135deg, var(--green), var(--teal)); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.78rem; flex-shrink: 0; transition: transform 0.2s; }
.chatbot__input button:hover { transform: scale(1.1); }

/* ════════════════════════════════════════════════════════════════════════
   RESPONSIVE
════════════════════════════════════════════════════════════════════════ */
@media (max-width: 1020px) {
    .policy-layout { grid-template-columns: 200px 1fr; gap: 3rem; }
    .footer-top { grid-template-columns: 1fr; gap: 3rem; }
}
@media (max-width: 860px) {
    .policy-layout { grid-template-columns: 1fr; }
    .policy-toc { position: static; }
    .policy-toc nav { display: grid; grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
    .nav-links { display: none; }
    .nav-cta { display: none; }
    .hamburger { display: flex; }
    .policy-hero { padding: 100px 0 60px; }
    .policy-hero__meta { flex-direction: column; gap: 0.6rem; }
    .footer-links { grid-template-columns: 1fr 1fr; }
    .footer-bottom { flex-direction: column; gap: 6px; text-align: center; }
    .chatbot__box { width: calc(100vw - 48px); }
    .payment-step__pct { font-size: 1.3rem; min-width: 46px; }
}
@media (max-width: 560px) {
    .footer-links { grid-template-columns: 1fr; }
    .policy-toc nav { grid-template-columns: 1fr; }
    .policy-hero__title { font-size: 2.4rem; }
    .payment-step { flex-direction: column; align-items: flex-start; gap: 8px; }
}